Block/Charge explanation.

[Bart Tyson]

Originally posted by RecRef

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This could be from the mistaken belief that one has to hit the defender squarely on the torso for it to be a charge. If the defender falls backwards it is a charge.

On a typical Block/Charge play, (opponents facing each other when contact occurrs) it certainly helps the defender if he takes a hit in the chest. I will have a no call if the contact is in the shoulder. You are correct, the defender does not have to take the hit spuarely.
Now, about your statement if the defender falls backwards, this is a judgement call. At what point in his leaning back and the contact occurrs do you decide to call block vs charge?