Officiating Literature

[DG]

Originally Posted by umpduck11

Have a daugter lifeflighted to a trauma center after a major automobile accident, and suddenly insurance seems like a good deal. YMMV....

My son was taken to trauma center after car he was driving was T BONE in the driver side door, car ended up upside down in ditch. He was very lucky to survive, especially with just cuts and bruises and was released after about 8 hours of testing, stitching, etc. Bill would have been about $15k for 8 hours until insurance company stepped in and paid "reasonable".

Experienced two hurricanes in 5 weeks back in 96, insurance company paid for a roof, twice. They tried to say we did not get the first repair done, but we had pictures and bills so they paid again.

Had a car paid for when it caught on fire due to grass fire underneath.

Not having insurance for some things is just gambling. Some win, some lose. I would not dare umpire without liability insurance. Medical is covered by my choice to choose what is available from my employer.

[Kevin Finnerty]

Originally Posted by DG

Not having insurance for some things is just gambling. Some win, some lose. I would not dare umpire without liability insurance.

Nor would I. We're in the position of needing to have it. To self-insure, you pretty much have to be a single, motorcycle-riding guitarist. Talk about risk-takers.