Game Forfieted...

[Dave Hensley]

Originally Posted by GarthB

Dave:

During the school season, Washington umpires are considered "state employees" for the purposes of insurance during the actual time they work "official" games and are covered by the state Labor & Industries insurance (known as workmen's comp in some states). The state has advised us that we are not covered once a game is officially over, for any reason, forfeit, ten run, rain-out, regulation, whatever.

Due to the bureaucracy and accompanying red tape of dealing with the state, when I've been injured I've just opted to use my personal health insurance.

Personal health insurance is what I would think the "typical" amateur umpire would be relying on to treat injuries the umpire might sustain while working a game. My personal insurance doesn't care what I was doing when I got hurt, it sounds like yours doesn't either, but the guy I was responding to apparently thinks his personal insurance won't cover him if he gets hurt while working a game.