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In my forfeit, I was less concerned about MY well being as I was the participants. If little Johnny gets hit in the face with a ball and breaks his nose, I'm liable because that game should not have been played in the first place.
Its unlikely, but more likely than me, the umpire, getting hurt. I'll watch out for my $$$ in a settlement before my own health (seriously, at 19 years young, whats the worst injury I could get...)
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