Trigger happy umpire leads to overturned forfeit

[Steve M]

Originally Posted by wadeintothem

It is my understanding that an overturned forfeit means insurance will not cover the game.

I'm not sure how this applies to what is essentially a formal protest of the forfeit.

But if you are on the field and call forfeit and get the ole "oh its for the players, we'll be good" and start the game, you start it without insurance.

I could be wrong, that is what I was told.

Wade,
I believe that you are correct when you speak of playing a "practice game" when the real game has been forfeited or ended. I've been told the same sort of thing and it does make sense.
However, I'm very sure you are incorrect in your thought that insurance would not be ineffect when a protest has been upheld and the "forfeited" game is being played.
I'd suggest that you speak with the folks who told you that - and run this situation past them.