Info on Refpay and 3-person JV crews

[BillyMac]

Originally Posted by BktBallRef

Giving them your account number is no different than making a purchase ... online.

Isn't it easier to for me to "fix" a "drained" credit (not debit) card than a "drained" bank checking account?

[Eastshire]

Originally Posted by BillyMac

Isn't it easier to for me to "fix" a "drained" credit (not debit) card than a "drained" bank checking account?

Visa and Mastercard both require banks to offer the same protection to their debit cards as their credit cards when they bear the Visa or Mastercard logo.

That said, it can potentially cause legitimate payments to bounce in the couple of days it should take to straighten things out. If that bothers you, it is as easy as setting up a separate account to receive these payments into so if something bad happens it's not happening to your main bank account.

My bank has been incredibly proactive, shutting access to my refereeing account before a single unauthorized transaction occurred when my card was compromised when Official Sports International got hacked. Likewise when Target got hacked. YMMV.