What is the call?

[Kansas Ref]

This is exact type of play that we have discussed at association meeting recently. The discussion leader agreed that the act by the ball handler was "pre-meditated"; however, he told us that we have to call this on the defensive player because we should never "think" for the ball handler--instead to simply judge if the contact was illegal. Believe me, I feel your pain on this one my fellow official; however, that ball handler is also risking a back injury by engaging in such a [dare I say 'unsporting'] ploy---and perhaps that could become his karma.