Officiating Literature

[mbyron]

Originally Posted by Kevin Finnerty

If you never make an insurance claim, which most of us never do, your money doesn't just disappear like with all other insurance. You actually get something this way.

FYI: I looked at the NASO site this morning, and my browser blocked access. Apparently, at least 4 Chinese spammers have hacked the site and loaded it with malware, which can download and install itself on your computer when you merely visit the site.

Also: insurance premiums do not "disappear." They're not an investment, which "pay off" only when you file a claim. They protect you from risk, a concept that many people do not understand (or they would buy more insurance).

And: the insurance premium portion of your NASO membership fee does not pay for your magazine subscription or other benefits of membership, so your premium does not "get something" for you other than liability insurance. Bundling other goods with insurance does not make the insurance more or less valuable.