Opinion on Point Not Covered

[mcrowder]

Interested in your opinions here. The rule in question is a local rule, and the situation described becomes not covered by the rules, so I'm curious (possibly as a matter of vote) how you would handle.

NCAA rules, the only relevant exceptions being that the clock runs at this particular level AT ALL TIMES other than timeouts and between quarters, and tackling is illegal (15 yard penalty).

Situation: 25 seconds left, clock is stopped after a time out. Offense is out of time outs. Runner runs about 10 yards and is tackled with 8 seconds to go. A) Time runs out while the penalty is being marked off, and B) Time runs out immediately after the penalty is marked off, and after the RFP.

Note that in NCAA we don't have the FED rule that would FORCE another play here.

Opinions - would you have an untimed down in either situation?