Use of Profanity

[KWH]

Originally posted by SWFLguy
...If someone yells an expletive
or a derogatory racial slur
at a player of the other team-- it is one of the
rare times I'd pull out my flag, treating that as
I would any personal foul...

SWFLguy-
While I agree with you logic of when to throw and when not to throw for clarification purposes (for the younger officials out there), the flag would be for "Unsportsmanlike Conduct" penalty rather than a "Personal Foul, as the action that drew the flag was for a non-contact penalty.
Unsportsmanlike Conduct fouls are always non-contact fouls.
Personal fouls (almost) always require contact.