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Old Thu Jan 26, 2012, 07:16pm
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insurance

Quote:
Originally Posted by bainsey View Post
I strained my left Achilles tendon last night (JV boys), with about a minute to go in the third quarter. I went to my partner, and told her I could finish the quarter (which I did), but it would probably be wise to let the varsity officials finish the game. After a little delay for them to dress quickly, the V crew hit to floor to work 3-man with my partner.

Of course, it turned out to be a 2-point game decided by last-second free throws.

The doc says no games for at least a week, and take Nabumetone twice daily, while putting heat to the area. Could be worse, but man, do I hate crutches.
You may be able to receive compensation for games missed if you're out more than a week or two. Check with your local/state association. You should be covered by NFHS. Good luck and get healthy soon.
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Old Thu Jan 26, 2012, 08:16pm
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Quote:
Originally Posted by billyu2 View Post
You may be able to receive compensation for games missed if you're out more than a week or two. Check with your local/state association. You should be covered by NFHS. Good luck and get healthy soon.
That is probably liability insurance only, not loss of game fee coverage. That sort of coverage can be had but it is probably extra.
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Old Thu Jan 26, 2012, 10:46pm
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Quote:
Originally Posted by Camron Rust View Post
That is probably liability insurance only, not loss of game fee coverage. That sort of coverage can be had but it is probably extra.
Liability as well; but if your state association covers your NFHS membership you should have loss of game fee coverage. I tore a hamstring several years ago during a game, was out two full weeks and the Dr. recommended not working back to back games for awhile when I returned. If I remember correctly there was something like a two week deductible starting from the date of injury so I didn't get reimbursed for the games missed the first two weeks but the remaining games I missed due to the injury I was reimbursed. Again, check with your state association.
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Old Fri Jan 27, 2012, 12:21am
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Quote:
Originally Posted by billyu2 View Post
You may be able to receive compensation for games missed if you're out more than a week or two. Check with your local/state association. You should be covered by NFHS. Good luck and get healthy soon.
In the past five years, most insurance policies have dropped offering that coverage. The NFHS covereage no longer covers lost game fees.
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Last edited by BktBallRef; Fri Jan 27, 2012 at 12:27am.
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Old Fri Jan 27, 2012, 07:21am
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IAABO Borden Perlman ...

Quote:
Originally Posted by BktBallRef View Post
In the past five years, most insurance policies have dropped offering that coverage. The NFHS covereage no longer covers lost game fees.
Optional IAABO insurance through Borden Perlman covers lost game fees after a seven day waiting period, up to $50.00 per game, $2000.00 maximum payout.
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Old Fri Jan 27, 2012, 01:03pm
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I appreciate the well wishes, crew. I'm not going to claim anything or even seek such insurance. If I were doing this primarily for the money (although I likely wouldn't be if I didn't get paid), I shouldn't be doing this.
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Old Sat Jan 28, 2012, 01:05am
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Man, you may be lucky. Achilles injuries can be much worse. Glad you didn't have a blow-out. Good luck and fast healing!
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Old Wed Feb 01, 2012, 11:04am
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So, here's an update. The crutches lasted a day. I can walk on it fine, just been stretching it a lot, and apply the heat, per the doc. I did P90X Stretch yesterday without any issues. My seven-day DL stint expires tomorrow.

I got a voice mail this morning to work a youth (sixth grade) boys playoff game Friday night. Small court, 16-minute halves (wish HS did that), not very taxing. I'm leaning towards taking it.
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Old Thu Feb 02, 2012, 02:45pm
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I have also lost games because of achilles problems. There are two stretches from my doctor and therapist that really help and strengthen that area. #1:straight leg heel lifts. #2: bent knee heel lifts. You stand on the edge of a step with just your toes on the step. Slowly lift your heels up and down. I usually do 20-25 lifts with each exercise. The exercises can be done as often as you want. On bad days, I will do them every time I am on the stairs. Keep doing these stretches the rest of your season.
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