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insurance
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That is probably liability insurance only, not loss of game fee coverage. That sort of coverage can be had but it is probably extra.
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Owner/Developer of RefTown.com Commissioner, Portland Basketball Officials Association |
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Liability as well; but if your state association covers your NFHS membership you should have loss of game fee coverage. I tore a hamstring several years ago during a game, was out two full weeks and the Dr. recommended not working back to back games for awhile when I returned. If I remember correctly there was something like a two week deductible starting from the date of injury so I didn't get reimbursed for the games missed the first two weeks but the remaining games I missed due to the injury I was reimbursed. Again, check with your state association.
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In the past five years, most insurance policies have dropped offering that coverage. The NFHS covereage no longer covers lost game fees.
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"...as cool as the other side of the pillow." - Stuart Scott "You should never be proud of doing the right thing." - Dean Smith Last edited by BktBallRef; Fri Jan 27, 2012 at 12:27am. |
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IAABO Borden Perlman ...
Optional IAABO insurance through Borden Perlman covers lost game fees after a seven day waiting period, up to $50.00 per game, $2000.00 maximum payout.
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"For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life." (John 3:16) “I was in prison and you came to visit me.” (Matthew 25:36) |
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I appreciate the well wishes, crew. I'm not going to claim anything or even seek such insurance. If I were doing this primarily for the money (although I likely wouldn't be if I didn't get paid), I shouldn't be doing this.
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Confidence is a vehicle, not a destination. |
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So, here's an update. The crutches lasted a day. I can walk on it fine, just been stretching it a lot, and apply the heat, per the doc. I did P90X Stretch yesterday without any issues. My seven-day DL stint expires tomorrow.
I got a voice mail this morning to work a youth (sixth grade) boys playoff game Friday night. Small court, 16-minute halves (wish HS did that), not very taxing. I'm leaning towards taking it.
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Confidence is a vehicle, not a destination. |
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I have also lost games because of achilles problems. There are two stretches from my doctor and therapist that really help and strengthen that area. #1:straight leg heel lifts. #2: bent knee heel lifts. You stand on the edge of a step with just your toes on the step. Slowly lift your heels up and down. I usually do 20-25 lifts with each exercise. The exercises can be done as often as you want. On bad days, I will do them every time I am on the stairs. Keep doing these stretches the rest of your season.
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