Naso

[Camron Rust]

While joining NASO does include the insurance, you may or may not need it. If you're a member of the NFHS through your HS association, you probably already have insurance that has similar levels of coverage. And even though it is through NFHS, it covers ALL of your games from youth to adult regardless of who assigns them.

See Dissinger Reed: NFHS - Officials Association

[SAK]

I did wind up purchasing the insurance. As a PIAA certified basketball official I am covered by the insurance to officiate any game high school, camp, or scheduled game (just not a pick up game). However I have been added to a JUCO staff and would not be covered should something occur in any games I do above the high school level. With the NASO membership I am now covered for anything.