L&I Claim

[BillyMac]

Originally Posted by BillyMac

Our Connecticut State IAABO (four letters) Board has encouraged us to purchase this insurance (link below) individually. The premiums are about $11.00 per year. Unfortuantely, I can't locate my policy to tell you what is actually covered, but I know that, at the time of the intial offering, the coverage seemed impressive for the low cost.

http://www.kandkinsurance.com/

I just found a copy of my policy. It covers us while we are officiating, and traveling to or from a game, or meeting. Liability coverage is $1,000,000.00 per occurence. Accident Medical Coverage maximum is $25,000.00, Dental is $2,500.00, Physical Therapy is $1,000.00, for up to one year. Game fee reimbursement is $50.00 per game, maximum of $2,000.00 for one year. Accidental Death, Dismemberment, and Heart and Circualtory Death benefit is $10,000.00. For a lower premium, $9.00 per year, you get all the above except the Accident Medical Coverage, Dental, and Physical Therapy.

[rgncjn]

The aft portion of our State's officiating permit is an insurance card. The following statement appears, "All OHSAA officials are insured for all contests in the sports for which they hold a permit."

I have never used it, nor do I know anyone who has.

[Mark Padgett]

Originally Posted by BillyMac

Dental is $2,500.00

Is that in case you get a cavity from eating candy at halftime?

[BillyMac]

Originally Posted by Mark Padgett

Is that in case you get a cavity from eating candy at halftime?

I once got an elbow to the mouth during the jump ball to start the game. I didn't have the whistle in my mouth, but I believe that I was lucky to just end up with a cut lip. I think that I was hit hard enough to lose some teeth.

[LDUB]

Originally Posted by BillyMac

I once got an elbow to the mouth during the jump ball to start the game. I didn't have the whistle in my mouth, but I believe that I was lucky to just end up with a cut lip. I think that I was hit hard enough to lose some teeth.

Anyone wear a mouthguard for jump balls and then pull it out and stick it in your pocket for the game?