held ball or foul

[Macaroo]

Unless the defender is able to grasp the ball cleanly (ball only) and prevent release (held ball), you will likely have a (holding) foul. Reaching for and grasping the ball with the hand and/or arm over or across the ball holder's wrist/arm, is a hold. These fouls are NOT held balls, and need to be called quickly and more often to reduce rough play. With experience, I have learned to recognize and call this "grabbing at the ball" before the elbows fly.