![]() |
|
|||
General Liability ...
I have this. Don't really understand it. Would it cover me in the situation in my thread starter post? Is this good insurance for a basketball official? I've only posted the liability information. $3,000,000 doesn't seem enough for a quadriplegic high school student?
IAABO Insurance Program General Liability Pays for claims arising out of bodily injury and property damage to third parties – includes providing a legal defense for IAABO, IAABO Boards, and Member Officials General Liability Coverage $3,000,000 Per Occurrence $5,000,000 Aggregate Per Official Participant Legal Liability Included (suit from a player) No Deductible No Player vs Player Exclusion (suit resulting from a fight) Covered for “any game, anywhere” Carrier: Markel Insurance Company Liability Protection (Included with IAABO Membership) Covers bodily/personal injury and property damage to third parties Bodily injury also includes defamation and negligence Cost to defend a lawsuit is paid by the insurance company Meeting sites for board meetings may ask for a certificate of insurance Examples of Lawsuits Negligence Claims can arise based on official’s failure to inspect the court, control the game, etc. Example: Player is attacked by opponent and sues official alleging that referee negligently failed to protect him. Example: Injured player alleges that an official failed to control the game by not calling fouls or technical fouls, leading to a much rougher game and resulting in the player’s injuries. Judicial Review of Official’s Decision on the Court Calls made on the court can be a basis for a suit Example: Athletes file suit against official claiming that the ref was not following proper procedures in the game, thus affecting their opportunity to secure college athletic scholarships. Example: Actual IAABO claim – Coach sued IAABO official after being ejected from the game and escorted from gym by police. Claimed mental anguish, suffering, etc. Liability Aggregate $5,000,000 per Official/Per Location Products-Completed Operations Aggregate Limit: $5,000,000 Personal & Advertising Injury Limit: $3,000,000 Each Occurrence Limit: $3,000,000 Player vs. Player $3,000,000 Participant Legal Liability $3,000,000 Fire Legal Liability $ 100,000 Medical Expense Limit-Other than Participants $ 5,000 Deductibles: None Point of Contact: Borden Perlman
__________________
"For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life." (John 3:16) “I was in prison and you came to visit me.” (Matthew 25:36) Last edited by BillyMac; Fri Sep 25, 2020 at 01:23pm. |
Bookmarks |
|
|
![]() |
||||
Thread | Thread Starter | Forum | Replies | Last Post |
Tights for religious reasons | Sharpshooternes | Basketball | 20 | Tue Dec 31, 2013 12:49am |
forfeit because of religious beliefs | muxbule | Basketball | 26 | Sun Feb 28, 2010 06:09pm |
Religious headwear -- NCAA | ChuckElias | Basketball | 14 | Mon Feb 27, 2006 11:25am |
headwear???????? | BOBBYMO | Basketball | 23 | Fri Dec 05, 2003 10:06am |
Religious headware | caref | Basketball | 41 | Thu Dec 05, 2002 07:29am |