Quote:
Originally Posted by Camron Rust
The NFHS insurance does include a medical policy that includes a "Accidental Death" coverage but a heart attack isn't an accidental death...that would be something like being killed by a light fixture falling on you. And even if it were, the benefit is a mere $2500. It also mentions cirulatory coverage but I'm not sure what that means.
More info at Dissinger Reed: NFHS - Officials Association
NASO might also have a medial/death coverage but, again, it would probably only cover accidental death that occurs in the course of officiating, not natural causes.
A general life insurance policy would probably be more advisable for anyone that needs life insurance.
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I just know that a fellow official helped a family get some money when an official died in the locker room after a game. I have no idea what that amount was or if it was a significant amount. I just know that a friend of mine said he helped in a claim. And I do not think you have to file just one claim or that the NASO or sports official benefits are going to exceed any normal policy with a health or life insurance benefit.
Peace