Try on before buying
The chest protector is designed to cover a number of sizes. The harness straps are adjustable and you adjust them to wrap around fit. After proper adjustment and time, the chest protector should mold to your frame. Like wearing a new stiff product that becomes more comfortable over time.
Perhaps there is a sporting good store nearby. Chances are they only carry one size. Give it a try. If chest size is 40 regular, then size 42 or 44 coat should fit reasonably well. Like shoes, the numbers could be off a size or more but the adjustable harness will make up for any minor difference in size.
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