Bobo,
A couple things here....
First, the tackle by A22 on B55 is technically holding, not illegal use of hands.
Second, even though no player is in possession of the ball, fundamentally we know that Team A is still in "team possession" of the ball and because they were the ones to put it in play originally and there has not be a change of possession, by definition we know that they are still considered the "offense".
So we have a fumble behind the NZ, so we have loose-ball play by definition. We also know that the Basic Spot for loose-ball play is the Previous Spot.
But the key here is that we have a foul (holding) by the offense behind the Basic Spot. The All-But-One principle tells us that these fouls are penalized from the spot of the foul.
So we can back Team A up 10 yards from the spot of the foul (A-25) and have 2nd down again so we would have A 2/35 @ A-15. Clock on RFP
or more likely, Team B can decline the penalty and have 3rd down, A 3/28 @ A-22. Clock on RFP.
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