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PS enforcement.
Rule 2 is the key.
Fumble - "is any loss of player possession other than by handing, passing, or legal kick.
Handing - "transferring player possession from one player to a teammate." Since it was not a teammate, we do not have handing, but do have a loss of player possession (fumble defn.), so 10-3 adn 10-4 say loose ball play and PS for basic spot.
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