Bart gave you a good answer. In your first question, your premise is wrong. It's the dribbler's responisbility to avoid contact. It doesn't matter whether he takes 5 steps or 1 step after the defender has position. It's a player control foul if he plows into the defender. As Bart said, there is no time or distance requirment when guarding a player with the ball.
What gives you the right to all the space in front of you, just because you're dribbling? Nothing does, because the right doesn't exist.
With regard to the blocking out question, as long as your football friend doesn't move into you or displace you, he's legal.
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