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NFHS 2006 Rule 8-5-2
It is a safety when:
a. A runner carries the ball ...blah-blah-blah
EXCEPTION: When a defensive player intercepts an opponent's forward pass; intercepts or recovers an opponnet's fumble or backward pass; or blah-blah-blah
The momentum exception did not originally include fumbles unless they were grounded. That was changed a couple years ago.
A couple of other key rules:
2-18
A fumble is any loss of player possession other than by handing, passing or legal kick.
2-19-1
Handing the ball is transferring player possession from one player to a teammate in blah-blah-blah
So ... the original play is a fumble and the momentum exception applies. 1&10 at the 2 yard line.
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