If the defender is legitimately playing the ball, then I tend to give him (and the offensive player with regards to OPI) a lot more latitude than I would if the player is not looking for the ball--though OPI happens quite frequently with a push-off by a receiver while looking back, so it's more of a guideline for Team B. Yes the defender has an equal right to the ball, but not at the expense of signficant physical contact with the receiver who has established position.
Personally, I would rather have a no call that should've been flagged than have a flag for being too overly-technical. It took me awhile to learn, but if you have to think about it, then it wasn't there. True PI will scream at you. If you're second-guessing yourself if PI was there or not and you didn't have a flag, then chances are pretty good that you had a good no-call. A close call is most likely no call.
Just remember, hands on mean nothing. Ask yourself, what did he do with his hands?
Also, PI almost always occurs from the waist up.
Just my .02
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