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Andy, you did make the call too soon. You've got to wait longer to make sure that what happened doesn't happen (defender dropping the ball) prior to making the call. If you see the tag, but in all of the movement you lose the ball, tell the defender to show it to you. Say "BALL" while pointing at the defender with your left hand. If she brings it right up into your face without a bunch of fidgeting, bang the runner out like there's no tomorrow. Trust me, I know this from mucho experience and several bills into the pizza fund for making this exact mistake. As for how to rectify the situation should it occur, I agree with what you did - runner to stay at 2nd.