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You go out with the boys after a game one night. You have WAY too much to drink. You still decide to drive home. On the way home, you run a red light, slamming into another car and causing injuries. There is no one else around, so you then decide to take off without acknowledging the wreck. Becasue this was out on a country road, no one comes along for a long time, and the victim of the wreck dies from injuries that could have been treated if done so in a timely manner.
Are you GROSSLY negligent? Absolutely. Do you deserve to go to jail? For a LONG, LONG time as far as I'm concerned. But does your insurance company pay for the damages you caused? Yep.
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