A verbal isnt needed but doesn't hurt either.
I usually, and my main HS association mainly encourages, saying what happened. For example, for two hand hand check we are told to verbalize, "two hands."
And like others have mentioned, I usually just say what happened,"hit on the head", "body", "on the elbow" or a number of other terms that you will not find in a manual.
For someone starting out I would not worry much about this. I'd observe the behaviors of other officials who work the schedule you aspire to work, find out if your supervisor has any strong preferences, and then do what makes you comfortable.
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