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JMN:
Regarding the two passing situations. I believe your assessment in passing situation #1 is correct. B's decision should be play or penalty.
However, situation #2, during the down there is a scoring play (the interception and return). I believe then 8-2-2 applies: The foul by the opponents of the scoring team then offers a couple of choices. Obviously they can decline the penalty or they can take the TD and have the penalty enforced at the succeeding spot, or (and this could be important is they are losing) take the penalty for the hold in the EZ and get the 2 for the safety. A would then kick from the 20 and give them the ball again.
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