The Official Forum - Referee Magazine

Quote:

Originally posted by JRutledge
rcwilco,

Legal issues is one of the things the insurance covers. The NF has some similar coverage, but that only applies to NF games, not rec. leagues or I do not think NCAA games anyone might do. Not even sure summer ball is covered by this (NF coverage). I have never known anyone that has ever had to use the NF coverage, but I know some that have used the NASO coverage for the game-fee part of coverage.

Peace

This is incorrect. All regulary scheduled games of the sport are covered if the sport is recognized by the state for high school participation. The part that may be confusing is additional insurance (liability, medical, etc.) provided through the state association may not apply to non HS games.

See: <A HREF=http://www.nfhs.org/InsSummary/oainsurance03.htm>NF Insuarance Summary</A>

I've quoted part of that page here with the most relevant part in red...

NFHS OFFICIALS ASSOCIATION INSURANCE PLAN WHO IS COVERED?

In order for coverage to apply, each official must be a registered official with a member state association or affiliate association of the NFHS, if that association registers officials.

WHEN DOES COVERAGE APPLY?

The Insurance coverage shall apply only while the member is engaging in officiating activities during regularly scheduled sports or activities competition. That sport/activity must be recognized in that state or U.S. territory/possession by the member state high school association or by high schools that follow the guidelines of the member state associations (or an NFHS affiliate association in the territory/possession). If a sport is recognized for either men or women in that state, territory or possession, the official will be covered for officiating both men and women. Coverage also applies while such member is officiating temporarily outside the United States, its territories and possessions, as long as the sport is recognized by one of the state high school associations or an NFHS affiliate association.

Officiating activities also include chain crews, and attending officiating camps, clinics and meetings.

<FONT COLOR=RED> Coverage is not limited to high school activities. It also applies to officiating activities for independent youth or recreational leagues, junior college and college events but only for sports that are recognized for high school participation by that states high school association.</FONT>

[Edited by Camron Rust on Dec 29th, 2003 at 06:20 PM]