What should I do?

[UmpJM]

Gentlemen,

My sincere thanks to each of you for your responses and advice.

I realized that this was most likely a sensitive subject before I posted, and felt this would be a good place to seek informed input.

I am not disappointed.

A number of points were raised that I had considered, and many I hadn't. I still haven't decided what to do, but whatever I do decide, I at least feel it will be a better informed decision.

Thanks again, all.

JM