(on the Microphone, if applicable): "Prior to the playclock running out, a timeout was called by $TEAM_NAME. This is their First/Second/Third charged timeout."
If no mike: "Coach, the $TEAM_NAME coach/player called timeout just before the play clock expired".
Not hard at all. Happens all the time when a team is trying to take as much time off the clock as they can in the waning moments of a game, or if they call a timeout just prior to getting a DOG penalty.
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