I believe you call it when the action started. Them no longer being a runner is really not relevant anymore if you think of it. Because one of the examples involves a fumble, which would eliminate the possibility of the player being a runner. I think I would call this a live ball if the action started during a live ball and ended after it is technically dead. But I think an argument can be made you call it when the tackle is completed.
Peace
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Let us get into "Good Trouble."
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Charles Michael “Mick” Chambers (1947-2010)
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