Nothing wrong with a default. In fact, that is basically how the rules are written.
The onus is on the defender to defend legally. If they have done nothing wrong when there is contact sufficient for a foul, it is a charge. That is a default. That is also refereeing the defense. You don't have to find something the offense did wrong. All you need to do is know there was foul-sufficient contact and the defender was legal.
Remember, we're talking block/charge, not push offs or hooks. Those are entirely different animals and are not charges.
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