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Originally Posted by Snaqwells
One possibility: The contract with her health insurance company to cover various injuries and illnesses. Unless you're saying no insurance company has ever tried to not pay what they were obliged to pay.
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Her health insurance company (if she has one) has not (based on the OP) denied her benefits. Which, by the way, has nothing to do with her lawsuit against a third party (check out the Collateral Source rule).