Sigh......
When in doubt, forget the silly-monkey camp-speak and simply use the rules....
1) NFHS rule 4-19-1-"A personal foul is a player foul which involves
illegal contact with an opponent while the ball is live....."
2) NFHS rule 4-27- "Incidental contact is contact with an opponent which is permitted and which does
not constitute a personal foul."
That's the
ONLY 2 types of contact there are by rule.
Paralysis through analysis!