I'm suspicious that the explanation is more history than logic. If memory serves, the rule used to be that on a dribble once the ball bounced in the front court, it couldn't go back, and once a foot went into the front court it could not go back. At some point the rule was changed to the three points idea on the dribble, and I'm guessing that no change was made on the player holding the ball b/c they were just trying to solve the "problem" of a dribbler with the ball on the line. That left an inconsistency that doesn't (in my view) make any sense at all.
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