If you grant the TO in this situation, you're basically penalizing the team twice. The player requested the TO for one reason only: to keep possession of the ball. But since he requested it too late, he's lost the ball. So now if you grant the TO, they've lost the ball and been charged with a TO that they don't really want. So as has been said already, in this situation the official will usually ask, "You still want the TO?" and the answer is always "no".
Chuck
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Any NCAA rules and interpretations in this post are relevant for men's games only!
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