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Personally, I'd rather NOT have the money. Let the association(s) hold it for me and give me a lump sum at the end of the season.
It is an effective manner of saving money without a bank account and it makes it easier to manage the paperwork for tax purposes.
Others may think it is silly, but if it is in my pocket as I make it, it is gone that much quicker and it seems like I'm making next to nothing.
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