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					Originally Posted by BillyMac
					
				 
				Our Connecticut State IAABO (four letters) Board has encouraged us to purchase this insurance (link below) individually.  The premiums are about $11.00 per year.  Unfortuantely, I can't locate my policy to tell you what is actually covered, but I know that, at the time of the intial offering, the coverage seemed impressive for the low cost. 
http://www.kandkinsurance.com/ 
			
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 I just found a copy of my policy.  It covers us while we are officiating, and traveling to or from a game, or meeting.  Liability coverage is $1,000,000.00 per occurence.  Accident Medical Coverage maximum is $25,000.00, Dental is $2,500.00, Physical Therapy is $1,000.00, for up to one year.  Game fee reimbursement is $50.00 per game, maximum of $2,000.00 for one year.  Accidental Death, Dismemberment, and Heart and Circualtory Death benefit is $10,000.00.  For a lower premium, $9.00 per year, you get all the above except the Accident Medical Coverage, Dental, and Physical Therapy.