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					Originally Posted by TGR
					
				 
				I need help with this. 
NCAA Rules Situation: 
A1 commits his/her 5th personal foul and the official notifies the coach and player. The 20-second time limit is started with the horn to be sounded at both 5 seconds and the end of the 20 seconds. 
			
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 In NCAA, the horn sounds at 15 seconds and at 20 seconds.
In FED, the horn sounds at 5 and 20 (as you listed above).