One other thing you should do is disable your preview pane or or auto preview if you use outlook or novell's group wise, this can automatically trip HTML based viruses as well ( I think there is a strain of the klez that does this).
Also, on a side note, I have renamed 'My Documents' to something else, this way if I do screw up and trigger one of those viruses that attach your docs, it cannot find them. They are hard-coded to look in My Docs, but it won't exist.
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