I use the K2, and have left the shoulder plates in place. I know of an umpire who removed them, like Wade did - he said they bothered him when he raised his arms for certain signals.
The belly is exposed, but that's OK for girls fastpitch.
I've used it up to 23U's. If I did more 23U's, I would get a protector with more coverage.
It is not the belly that concerns me; the protector is also a bit weak in the chest. Very good sternum and shoulder protection. Very light and cool. Some (but weak) left/right (non-sternum) chest protection. No belly protection.
It is popular around here - I know a half dozen or more umpires who use it.
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Tom
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