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Originally Posted by Dave Hensley
Man, you must have some pretty shi--y health insurance.
As for liability insurance, most of the various sports official policies out there, such as through NASO, that group that sponsors umpire.org, Little League, etc., cover you in both official games and scrimmages.
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Do they cover for official games that become scrimmages, or for "scheduled scrimmages" only? I was unaware of policies that covered working games after they were officially over.