Torso to torso contact is one of the things you look for to make a charging call. If the contact were to the torso to the defenders arms they were probably sticking out and not in the vertical plane so it would be a block (unless put up to absorb contact). If the contact were in the torso to legs of the defender I can't imagine that one. The principle is that for the contact to be straight on the contact has to be torso to torso to be a charge. That does include the shoulders of the offensive player.
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The trouble with officials is they just don't care who wins.
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