Or maybe just a good old fashioned Illegal Use of the Hands or Holding from 10-6-1:
"The use of hands on an opponent **in any way** that inhibits the freedom of movement of the opponent ... is not legal." Grabbing the jersey is to inhibit freedom of movement.
I like the intentional on the "stop the fast break pull the jersey from behind" situation.
If it is egregious you could go for an unsporting T per 10-3-7. There is a good argument that there is nothing about basketball that allows jersey grabbing, so by definition its occurence would be unsporting.
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