Doesn't being a USSF ref mean that, for affiliated games, you are covered by their insurance (including legal)? Up in Canada, this is how it works - your registration gets you insurance coverage and legal defense coverage - but only for affiliated games. Given that apparently zero equipment lawsuits have ever been filed, this is not considered to be a major expense. We've been told they will back you up 100% for any decision to wear/not wear that you make.
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