PS - the only "wreck" I can think of that would not be either OBS or INT would be a fielder who has just caught the ball being in the path of the runner who is TRYING to avoid contact (or is sliding, or is otherwise unable to avoid contact), and a collision between the two where the ball or glove never touches the runner. Neither player did anything wrong on that play, even though there was contact. This COULD be the case in the train wreck you describe, if the fielder caught the ball before contact.
I'm trying to visualize another case where fielder and runner "train wreck" which is not illegal on SOMEONE's part, and am unable to do so.
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