Quote:
Originally posted by JRutledge
Quote:
Originally posted by Jurassic Referee
We have to list all of our officials with our insurance carrier. There is a specific coda in our policy stating that our coverage for any official working with a non-insured or non-certified official is void. Iow, if I work with an uninsured official, my insurance is void. Our policy specifically says that. Policies are different, Jeff. Just because your policy says certain things does not mean that all policies will say the same thing. Obviously, our insurance coverage is different than your's.
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Well I do not work for one assignor or association. There is not just a list I or anyone can look at and guarantee everyone they work with is licensed. If we work with someone we know to not be licensed, we can contact the IHSA Office if we are working a HS game. If we are not working a HS game, there is no one to contact. As stated earlier, the IESA only requires one IHSA licensed at there game. If there was an insurance issue with that, I am sure that would not be in writing. But that policy seems more for "quality" purposes, not liability issues. If that was the case almost every assignment and official that works those games would be up for liability issues.
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That was kinda my point, Jeff. There's many different insurance policies out there being used by many different officials groups in many different states. Different officials groups set different policies too on who their members are allowed to officiate with. The laws may vary from state to state also,I think. All any of us can really say with any certainty is what our own insurance plan happens to cover. In this thread, we probably shouldn't be giving anybody outside of our own state or group any advice about what their insurance coverage actually covers. The only really smart thing to do, imo, is to get in touch with our respective insurance providers and let them answer any questions about our own coverage.