Hand checking is an unfair advantage to the defense and should be called regardless of displacement. The consideration should be whether the contact is incidental (allowed) or a consistent tactic of the defender (foul). Hand-checking can inhibit the free movement of the offensive player in ways that are not always obvious from an official's perspective due to the distance and size of the hands.
As MTD points out, there is no legitimate basketball reason to place a hand on an offensive player other than to inhibit movement or intimidate the player.
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