David, welcome to the board!
You didn't bring up a touchy subject. We just avoid the "announcerspeak" here. Terms such as "reaching foul" and "over the back" are "announcerspeak." There are no such terms found in the rule book, so we attempt to dispel those myths when we see them in any form. So while you may realize that a player who reaches for the ball or a player who rebounds the ball from behind his opponent doesn't necessarily foul, many fans, players, and coaches don't.
The same goes for requesting a TO. Only an official can call a TO.
