GeorgiaBlue, don't confuse the status of the ball with the type of play involved...
10-3-1c A loose-ball play is action during...a backward pass(inclucing the snap), illegal kick or fumble made by A "from in or behind the neutral zone".....
the action described above in the original post is action during a running play and thus the end of the run needs to be bagged.... in order for a backward pass to be a loose ball play it has to occur in or behind the neutral zone...
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