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I see no need to use a beanbag on a backwards pass - it was simply intercepted, not fumbled.
A fumble is any loss of player possession other than by handing, PASSING, or legal kick.
So there would be no beanbag on the turnover.
2-18 for fumble.
2-22 for interception.
For those that beanbag backward passes - you are doing so unnecessarily.
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